Effective Date: July 1, 2025

Welcome to CardiotSkill Academy!

These Terms & Conditions govern your access to and use of our website, services, and any other features, products, or content offered by CardiotSkill Academy.

By using our website or services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please refrain from using our services.

1. Use of Website

You agree to use our website and services only for lawful purposes and in compliance with these Terms & Conditions.
You are solely responsible for ensuring that your use of the website complies with all applicable local, state, national, or international laws and regulations.

2. Intellectual Property

All content, design elements, structure, and functionality of this website are the intellectual property of CardiotSkill Academy and are protected by copyright and trademark laws.
You may not reproduce, modify, distribute, or use any part of the website or its content without our prior written permission.

3. User Accounts

Certain features of the website may require you to register an account.
You are responsible for maintaining the confidentiality of your login information and for all activity that occurs under your account.
You must notify us immediately of any unauthorized use or breach of security.

4. Services

CardiotSkill Academy provides online training and educational resources focused on cardiovascular health, fitness, and professional skill development.
We reserve the right to update, change, or discontinue any service at our discretion without prior notice.

5. Payment Terms

Some services or courses may be paid offerings.
By purchasing any paid services, you agree to pay all applicable fees as specified at the time of purchase.
All payments must be made according to the payment terms provided during checkout.

6. User Conduct

You agree not to use the website or services for any unlawful or harmful activities, including but not limited to harassment, spreading malware, or attempting to disrupt our operations or those of other users.
Any form of misuse or abuse may result in immediate suspension or termination of your access.

7. Limitation of Liability

To the maximum extent permitted by law, CardiotSkill Academy shall not be liable for any indirect, incidental, consequential, or punitive damages arising out of your use of the website or services.
We do not warrant the continuous availability, reliability, or accuracy of the information provided.

8. Privacy Policy

By using our services, you agree to the collection and use of your information as described in our Privacy Policy.
Please review our privacy practices to understand how your data is handled.

9. Termination

We may suspend or permanently terminate your access to the website or services if you breach these Terms & Conditions.
Upon termination, you must discontinue all use of our services and destroy any downloaded or printed materials.

10. Governing Law

These Terms & Conditions shall be governed by and interpreted under the laws of India.
Any disputes will be subject to the exclusive jurisdiction of the courts located in Kerala, India.

11. Changes to Terms

CardiotSkill Academy reserves the right to update or modify these Terms & Conditions at any time.
Any changes will be reflected on this page with an updated effective date. Continued use of the services after changes implies your acceptance.

12. Contact Us

For any questions or concerns regarding these Terms & Conditions, please reach out to us:
Email: academy@cardiotservices.com
Phone: +91 95991 42177
Website: www.cardiotskillacademy.com